Terms & Conditions

By using RecastSavings (the "Site") you agree to these terms. Please read them carefully.

Educational tool only — not financial advice

RecastSavings provides a mortgage recast calculator and related guides for general informational and educational purposes only. We are not a lender, mortgage broker, or financial advisor, and nothing on this Site constitutes financial, legal, tax, or investment advice. The results are estimates to help you explore your options — not a recommendation or an offer.

No guarantee of accuracy

We work hard to keep our calculations and content accurate and up to date, but we make no guarantee that any result, figure, or statement on the Site is complete, current, or error-free. Mortgage terms, fees, and eligibility vary by lender and change over time. Calculator outputs depend entirely on the inputs you provide.

Verify with your lender or servicer

Always confirm the specifics of any recast — minimum lump sum, fees, eligibility, and your new payment — directly with your lender or loan servicer before making a financial decision. They are the authoritative source for your loan. See our lender recast policies guide for context, but treat it as a starting point, not the final word.

Limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, RecastSavings and its operators are not liable for any loss or damage arising from your use of, or reliance on, the Site or its calculations. You use the Site and act on its results at your own risk.

Intellectual property

All content on this Site — including text, design, calculator logic, and branding — is the property of RecastSavings and is protected by applicable intellectual property laws. You may use the Site for your personal, non-commercial purposes. You may not copy, republish, or redistribute our content without permission.

Changes to these terms

We may update these terms from time to time. Continued use of the Site after changes means you accept the revised terms.

Contact

Questions about these terms? Reach us at hello@recastsavings.com or via our contact page.